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Kelly Kellogg
The Appraisal Expert: Residential Appraiser • Author • Speaker • Expert Witness **CERT RES RD2727
Published Oct 9, 2014
I got this question again the other day... Here is the an
swer:
Exposed concrete, concrete flooring or concrete floor that is acid stained or painted is no longer acceptable flooring. It is considered to be exposed foundation to FHA and must be covered with a finished, marketable flooring. This issue is not clear because at one time FHA deemed it as an acceptable floor. However, it is no longer allowed for FHA financing.
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how would I go about negotiating a home with badly decorative stained concrete floors? I figure the flooring I would install would be no less than $20,000
Owner / Inspector at First Choice Home Inspections, LLC (386) 624-3893
8y
We mostly see this in garage conversions. Better for the home inspection but not so for financing.
Good to have the confirmation on that question!
So helpful! Thanks for sharing!
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