I supercommute through 4 states to get to work. I love earning a 6-figure NYC salary but living a suburban life in Delaware. (2024)

This as-told-to essay is based on a conversation with Kyle Rice, a 38-year-old EMS provider based in Willmington, Delaware. The following has been edited for length and clarity.

For 15 years, I worked as a critical care paramedic. I spent between 12 and 24 hours at a time in an ambulance providing, direct patient care. I loved this job.

But I'm very much of the mindset that when a good opportunity comes your way, you should take it. I came across a job on a job board as a protocol architect for a project manager at an EMS software company. This job interested me because it involved working in the tech side of healthcare.

The only catch was that the job was based in New York City and required in-office workdays five days a week. I live in Wilmington, Delaware, with my wife and two kids — 125 miles from the office. We own our house. Even though this job seemed like a dream, I wasn't in the position to uproot my life for it.

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I met most of the qualifications listed in the job description, so I applied anyway

I knew it only took around two hours by train to get to NYC from going there on vacation, so the idea that I could commute to work for this job didn't seem far-fetched.

The job description stated they were looking for someone living in New York or New Jersey, but when I calculated my commute versus someone living in Long Island, it came out to be roughly the same amount of time. When asked about my commute during the second interview, I shared my plan to take the Amtrak train, transfer to a subway, and be in the office by 9 a.m. I was offered the job and started supercommuting in February.

It takes me around 2 hours door-to-door

I leave my house at 6:15 a.m. and drive eight minutes to the train station in Wilmington to catch the 6:33 a.m. Amtrak train to Newark Penn Station. The ride is around an hour and 37 minutes.

After that, I get on the PATH train to the World Trade Center, which takes 30 minutes. I step outside the Oculus at around 8:35 a.m. and walk a block to my office. If there are no delays, I'm often one of the first to arrive in the morning.

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I do the reverse commute at night and am on the couch by 7:30 p.m., which gives me plenty of time to be with my kids, eat dinner, and do some chores before starting it all again the next day.

The transportation costs me $1,510 a month

I spend $1,400 on an unlimited Amtrak pass every month, which allows me to ride the train twice daily for $35 a ride. I also have an unlimited PATH train card, which costs $110 a month.

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I do have commuter benefits through my job. We can use pre-tax income to purchase the commuter cards, and there's a discount built in.

It might seem like an expensive commute, but it's worth it.

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I earn more and save more by working a NYC job

I'd never consider relocating to NYC because it wouldn't be smart financially. This job pays considerably more than a similar one in Delaware. This new job allowed me to double my salary — I now make six figures.

I don't have to worry about the high cost of living in NYC. The average one-bedroom in Manhattan is $4,443, three times my mortgage of $1,400. I live in a suburban area with all the benefits of urban pay.

Plus, I love spending time in NYC and experiencing the culture, food, and diversity. I find time to enjoy the city on lunch breaks or before I head into the office.

The hardest part is giving up family time for the commute

The hardest part of this commute is the time commitment that takes me away from my family. My wife is amazing and took on the burden of being home with our two kids under four. She handles many duties that I can't do, all while working full-time in law enforcement.

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When I was working as a paramedic, I'd be off for a few days after my shifts. This allowed me to help more around the house and spend time with my kids. The opportunity and the higher pay make this worth it for now.

I like to make myself comfortable and enjoy my time on the train

I pack an inflatable neck pillow, blackout glasses, and earbuds. There's WiFi on the train so I check emails, read the news, listen to podcasts, or sleep. Sometimes, I'll sit in the dining car just to talk to other people, which is fun and helps pass the time.

Sometimes, there's the added component of stress if the train is delayed or going slow because of signal issues, which can add hours to the commute. Now, I have backup plans if there are delays. I've been late for work on a few rare occasions, but my boss understood.

I only have to go in 2 days a week now

Recently, my job has shifted its requirements, and I only have to go into the office twice a week, but I usually go in more for in-person meetings.

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I don't think I'll ever tire of watching the sunrise as the train pulls into Newark or seeing the Manhattan skyline off in the distance. Whenever the commute frustrates me, I remember how grateful I feel that I can pass through a handful of states on my way to work. I just stay present on the ride and just enjoy the view.

I supercommute through 4 states to get to work. I love earning a 6-figure NYC salary but living a suburban life in Delaware. (2024)

FAQs

I supercommute through 4 states to get to work. I love earning a 6-figure NYC salary but living a suburban life in Delaware.? ›

Kyle Rice supercommutes from Delaware to New York for his job at an EMS software company. The commute takes about two hours each way and costs $1,510 monthly for Amtrak and PATH trains. Rice says it's worth it because he earns a high salary but enjoys lower living costs in Delaware.

Is 150K a good salary in NYC? ›

We've identified 10 cities where the typical salary for a 150K job is above the average in New York. Topping the list is Northwest Ithaca, with Manhattan and New York City close behind in second and third.

What is a good salary in Manhattan? ›

A single adult living in New York City would need to make $138,570 a year in order to live comfortably, according to the study. That equates to an hourly wage of $66.62. To cover the cost of just necessities as a single person in New York City, you would need to make an estimated $70,000, according to SmartAsset.

What salary is upper class? ›

Upper-middle class: $94,001 – $153,000. Upper class: greater than $153,000.

Is 200k a good salary for a single person? ›

If you had an income of $200,000, that would put you in the top 12% of household incomes or the top 5% of individual incomes in 2022. Though I prefer household income over individual income, no matter how you cut it, $200k a year puts you on the higher end of the income spectrum.

Is $80,000 a good salary in New York? ›

New York ranks number 2 out of 50 states nationwide for 80K A Year salaries. To estimate the most accurate annual salary range for 80K A Year jobs, ZipRecruiter continuously scans its database of millions of active jobs published locally throughout America.

Is $95000 a good salary in NYC? ›

Well, to lead a comfortable lifestyle in New York, a good salary between $90,000 and $100,000 gross per year (or between $71,596 — $99,434 after tax) is more than enough. With this income, you're looking at a monthly net salary between $5,966 and $8,286, which allows you to cover your expenses and have savings.

Is $100 000 a good salary in New York? ›

100K doesn't go very far in New York City

According to a recent survey, 51% of people who earned more than $100,000 reported living paycheck to paycheck in 2022 – 7% higher than a year earlier. Linda Schimdt has the story: For many of us, when we hear $100,000, that sounds like a huge amount of money.

Is $150,000 USD a good salary in New York? ›

In New York City, a $150,000 salary feels like $54,000

New York ranked last, with take-home pay of $US35,791. It was joined in the bottom 10 by other notoriously expensive cities like San Francisco, Washington, DC, Los Angeles, Boston and Seattle.

How much is $150,000 take home salary in NYC? ›

If you make $150,000 a year living in the region of New York, USA, you will be taxed $47,513. That means that your net pay will be $102,488 per year, or $8,541 per month.

Is 150k upper middle class? ›

However, new research from GOBankingRates shows that in some major U.S. cities, an annual income of $150,000 is only enough to qualify as “lower middle class.” This is especially pronounced in two Northern California cities and Arlington, Virginia.

What salary is considered upper class in NYC? ›

Upper Class Salary in New York
Annual SalaryMonthly Pay
Top Earners$94,021$7,835
75th Percentile$74,342$6,195
Average$62,592$5,216
25th Percentile$42,637$3,553

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