How Do Your Retirement Savings Compare to the Average American’s? (2024)

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e=r.searchBoxForm.querySelector("[name=fr]"),n=r.searchBoxForm.querySelector("[name=fr2]");e&&r.config.searchBox&&r.config.searchBox.params&&r.config.searchBox.params.fr&&(e.value=i.searchBox.params.fr,e.disabled=!1),n&&r.config.searchBox&&r.config.searchBox.params&&r.config.searchBox.params.fr2&&(n.value=i.searchBox.params.fr2,n.disabled=!1),r.searchBoxForm.submit()}}),1e3)},r.recognition.onspeechstart=function(){},r.recognition.onspeechend=function(){r.recognition.stop()},r.recognition.onerror=function(){r.speechText&&(r.speechText.innerText=r.i18n.t("search.voice.recognition_error")),r.hideTrending(r),r.showRetryLink(r),r.errorAudio.play()},r.recognition.onaudiostart=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.add("listening")},r.recognition.onaudioend=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.remove("listening")},r.recognition.onsoundstart=function(){r.hideTrending(r),r.noSpeech=!1,r.speechButtonContainer&&(r.speechButtonContainer.classList.remove("listening"),r.speechButtonContainer.classList.add("speaking"))},r.recognition.onsoundend=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.remove("speaking")},r.recognition.onstart=function(){r.recognitionInit(r),r.startRecognition(r)},r.recognition.onend=function(){r.isRecognitionStart=!1,0==r.noSpeech&&""==r.speechResult&&(r.speechText&&(r.speechText.innerText=r.i18n.t("search.voice.recognition_nomatch")),r.hideTrending(r),r.showRetryLink(r),r.errorAudio.play())},document&&document.dispatchEvent&&document.dispatchEvent(new Event("VOICE_JS_READY"))}}o.I18n=m,o.prototype.renderPermissionGuide=function(e){var n='\n

    \n

    \n

    \n

    \n

    \n

    \n

    \n

    '.concat(e.i18n.t("search.voice.permission_title"),'

    \n

    ').concat(e.i18n.t("search.voice.permission_text"),"

    \n

    \n

    \n

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    \n

    \n

    \n

    \n

    \n

    \n \n \n \n \n \n \n

    \n

    \n

    \n \n \n '.concat(e.i18n.t("search.voice.recognition_retry"),'\n

    \n

    \n

    \n

    \n

    \n

    \n ').concat(e.i18n.t("search.voice.trending_title"),'\n \n

    \n

    \n

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t,o,i,r=e.getConfig();if(n.ybar&&"desktop"===r.device&&(null===(t=r.bucketConfig)||void 0===t?void 0:t.highlight_searchassist)&&(null===(o=r.bucketConfig)||void 0===o?void 0:o.overlay_class)){n.ybar.setAttribute("data-ovrly-bkt",r.bucketConfig.overlay_class),null===(i=n.searchForm)||void 0===i||i.classList.add(Un[r.bucketConfig.overlay_class]);var a=document.createElement("div");a.classList.add(Un.overlay,Un[r.bucketConfig.overlay_class]),document.body.appendChild(a),e.onDestroy((function(){document.body.removeChild(a)})),e.addElementListener(n.searchForm,"focusout",(function(e){if(n.searchForm&&n.searchInput){var t=e.relatedTarget;t&&!n.searchForm.contains(t)&&window.YAHOO.SA&&window.YAHOO.SA.apps&&window.YAHOO.SA.apps[0]&&window.YAHOO.SA.apps[0].view.shown&&window.YAHOO.SA.apps[0].view.hide()}}))}}(e,n),zn(e,n),n.voiceSearchBtn&&function(e,n){var t=e.getConfig(),o=t.locale,i=function(){var e,t;(null===(t=null===(e=window.YAHOO)||void 0===e?void 0:e.Util)||void 0===t?void 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    How Do Your Retirement Savings Compare to the Average American’s? (2024)

    FAQs

    How Do Your Retirement Savings Compare to the Average American’s? ›

    Key Points. The median retirement savings for American households is $87,000. Median retirement savings for Americans younger than 35 is $18,800. 67% of Americans have a retirement account but only 34% feel on track for retirement.

    How much retirement savings does the average American have? ›

    What are the average and median retirement savings? The average retirement savings for all families is $333,940, according to the 2022 Survey of Consumer Finances. The median retirement savings for all families is $87,000.

    What is the average US retirement savings by age How do you compare? ›

    Average Savings by Age
    Age RangeAccount Balance
    Ages 45-54$71,130
    Ages 55-64$72,520
    Ages 65-74$100,250
    Ages 75+$82,800
    2 more rows

    Do Americans have enough retirement savings? ›

    1 in 5 adults ages 50+ have no retirement savings, and more than half are worried they will not have enough money to support them in retirement, according to a new AARP survey. The study reflects concerns amid a shaky economy, high prices and an uncertain future.

    What is the average savings account for the average American? ›

    According to the Federal Reserve's 2022 Survey of Consumer Finances (SCF), Americans' average (mean) household savings account balance is $62,410. However, the median savings account balance of $8,000 might be a more accurate representation.

    How much is the average American worth at retirement? ›

    According to the latest data from the Federal Reserve, the median net worth for Americans aged 65 to 74 was $409,900. For those 75 and older, it was $335,600.

    How much does the average American spend in retirement? ›

    Average Retirement Spending

    According to the Bureau of Labor Statistics (BLS), the average income of someone 65 and older in 2021 was $55,335, and the average expenses were $52,141, or $4,345 per month.

    How much is the average pension in the US? ›

    What is the average retirement income by state?
    StateAverage retirement income
    Alaska$36,023
    Arizona$28,725
    Arkansas$21,967
    California$34,737
    47 more rows
    Feb 28, 2024

    What is a good monthly retirement income? ›

    The ideal monthly retirement income for a couple differs for everyone. It depends on your personal preferences, past accomplishments, and retirement plans. Some valuable perspective can be found in the 2022 US Census Bureau's median income for couples 65 and over: $76,490 annually or about $6,374 monthly.

    How much is enough for retirement? ›

    People need to save at least 15% of their income for retirement, or they'll be significantly underfunding their later years.," said Bruce Tannahill, director of estate and business planning at MassMutual.

    How do Americans feel about retirement? ›

    The graph shows a persistent gap, with a higher percentage feeling comfortable in the reality of their retirement compared with those who expect to be comfortable when they retire. The 2024 data show 74% of retired Americans who are living comfortably versus 45% of nonretired Americans who expect to live comfortably.

    What happens if you have no retirement savings? ›

    Can you retire on no money? Having no savings means that you will be forced to rely on your Social Security benefits for income in retirement. According to the Social Security Administration (SSA), among Social Security beneficiaries, 12% of men and 15% of women rely on Social Security for 90% or more of their income.

    What is the average retirement savings in the US? ›

    Key Points. The median retirement savings for American households is $87,000. Median retirement savings for Americans younger than 35 is $18,800. 67% of Americans have a retirement account but only 34% feel on track for retirement.

    How much is the average savings by age? ›

    The above chart shows that U.S. residents 35 and under have an average of $49,130 in retirement savings; those 35 to 44 have an average $141,520; those 45 to 54 have an average $254,720 $313,220; those 55 to 64 have an average $537,560; those 65 to 74 have an average $609,230; and those 75 or older have an average ...

    How much money does the average American keep in the bank? ›

    The typical American has $8,000 in the bank, according to the Federal Reserve. That's the median transaction account balance as of 2022, which includes savings, checking, money market, call accounts, and prepaid debit cards. The average balance in those accounts is $62,410.

    How many Americans have $1,000,000 in retirement savings? ›

    As of June, there were roughly 497,000 so-called retirement-created millionaires in the U.S., according to the wealth management firm, which analyzed balances across 26,000 of its customers' accounts. Nearly 399,000 Americans also have a least $1 million in an individual retirement account.

    How many people have $3000000 in savings in the USA? ›

    There are estimated to be a little over 8 million households in the US with a net worth of $3 million or more.

    What is the average 401k balance at age 65? ›

    How much do retirees 65 and older actually have saved?
    AgeAverage 401(k) BalanceMedian 401(k) Balance
    35 to 44$91,281$35,537
    45 to 54$168,646$60,763
    55 to 64$244,750$87,571
    65 and older$272,588$88,488
    3 more rows
    3 days ago

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