The Super Premium Cards offering high credit limits, reward rate, unlimited lounge access, better card-linked benefits, and much more. The features present in the super-premium credit cards make it a status symbol credit card. One can avail of the best-in-class rewards and fine dining discounts. Below you will find the top 5 super premium credit cards of India.
1. American Express Platinum Reserve Card
The American Express Platinum Reserve Credit Card is a high-end charge card with benefits targeted towards frequent travellers and big spenders. Here are some of its key features:
Joining fee: Rs. 10,000 +GST
Annual fee: Rs. 10,000+GST
Features:
- Earn 1 Membership Rewards point for every ₹50 spent across all categories.
- Get 3X rewards on spending with select brands through the Rewards Multiplier program.
- Membership Rewards points can be redeemed for flights, merchandise, statement credits, and more.
- Access to domestic and international airport lounges.
- Complimentary hotel memberships with the potential for free stays or discounts.
- Milestone benefits likemovieor online shopping vouchers.
- Complimentary concierge services.
Apply here:
https://indialends.com/amex-credit-card
2. Axis Bank Reserve Credit Card
The Axis Bank Credit Card is a reserve credit card loaded with a gamut of privileges like the membership of Culinaire membership, Priority pass membership, and Accorplus membership. These are the main attractions of this credit card. If you are looking for a luxurious lifestyle, apply for an Axis Bank Reserve Credit Card.
Annual Fee- Rs 30,000+GST
Features of Axis Bank Reserve Credit Card
- Avail of free VIP assistance services for 8 times
- Get free chauffeured luxury airport pick-ups/drops-4 times a year
- Get priority pass memberships along with a free unlimited international visit for primary and add-on-cardholders.
- Accor plus membership benefits
- ITC Culinaire Membership and benefits
- Club Marriott Asia Pacific membership and its benefits
- Exclusive offers at Oberoi Hotels and Resorts
- Golf club memberships
- Easy Dineout memberships along 20% off on dining bills at select restaurants
- 15 edge reward points for every Rs.200 spent
- 30 edge reward points for every Rs.200 spent internationally
- On renewal of a credit card, a user gets 50,000 reward points
- Medical benefits
3. ICICI Bank Emeralde Credit Card
The ICICI bank Emeralde credit card is a super-premium lifestyle credit card designed exclusively for high-net-worth individuals who wished to avail themselves of luxurious benefits on their card. The card is designed in two variants MasterCard and American Express. It is packed with a wide array of benefits like hotel memberships, the finest golf-courses, and unlimited free lounge access.
Annual Fee- Rs 12000
Features of ICICI Bank Emaralde Credit Card
- 4 PAYBACK Points on every Rs. 100 spent on all retail transactions except fuel
- 1 PAYBACK Point on every Rs. 100 spent on utilities and insurance categories
- Complimentary international and domestic lounge access
- Buy one ticket and get a discount of up to Rs. 750 on the second ticket, up to 4 times every month through BookMyShow
- Low Mark-up fee of 1.5% on international transactions
- Reduced Annual Percentage Rate (APR) of 1.99% on ATM cash withdrawals
- Avail 24×7 concierge service
- Fuel Surcharge Waiver
- 15% off on your Dining Bills with ICICI Culinary Treats
- Comprehensive Insurance Cover
4. YES Private Credit Card
Being a super-premium credit card, it is given only on an invitation basis. This card is designed for International Indians and is offering global privileges to them.
Benefits of YES Private Credit Card
- The YES Private Credit card is offering exclusive air travel privileges. Get discounts ranging from 5 to 15% on booking flight tickets.
- Earn 50,000 reward points on making the first transaction with the card.
- YES Private Credit Card members also get 3 reward points on every Rs.100 international spends and 2 reward points on every RS.100 domestic spends.
- Enjoy 50 days free interest period
- Save on fuel by using YES Private Credit card at all fuel stations across India for transactions between Rs.400 to Rs.5,000.
- YES Private Credit Cardholders can also avail of attractive discounts on select hotels and resorts across the world in countries like Hong Kong, Australia, India, Singapore, Japan, and other countries.
- 10 complimentary guest visits on international lounges each calendar year
- YES Private Credit Cardholders get complimentary access to over 850 airport lounges in more than 400 cities spread across 120 countries worldwide.
- Cardholders also enjoy special privileges like airport invitation services, greet services, VIP meets other services like a personal shopper, luggage assistance, gift services on arrival, valet car parking, courier services, and train booking services.
5. SBI Card- Aurum
SBI card Aurum is the new launch of SBI Credit card falls under the category of super premium Credit Cards. It is an invitation-only card at present. It is the first SBI metal credit card. With the metal card in tow, this makes SBI Card one more in India after American Express Platinum Card.
Annual Fee- Rs 10,000+ GST( Waiver of annual fees for the next year when you cross INR 12 lakh spend per annum)
Features of SBI Credit Card- Aurum
- SBI Cards will offer the Aurum Cardmembers monthly tickets worth INR 1,000 each
- SBI Cards’ Aurum Credit Card will offer 40,000 Reward Points, which will be redeemable at a value of INR 0.25 per point, for booking flights, hotels, and so on via a portal.
- The card user gets Tata Cliq vouchers of INR 1,500 each month for exceeding INR 1 Lakh spend
- Reliance Brands vouchers
- Unlimited lounge access
- SBI Card will offer a forex interchange rate of 1.99% plus taxes on this Aurum Card
FAQs
Comparison of Airport Lounge Access Credit Cards
| Credit Card | Forbes Advisor Rating | Domestic Lounge Visits |
|---|
| Infinia Credit Card | 5.0 | Unlimited |
| Axis Bank Magnus Credit Card | 5.0 | Unlimited |
| Axis Bank Reserve Credit Card | 4.5 | Unlimited |
| Pioneer Heritage Metal Credit Card (Mastercard Version) | 4.0 | Unlimited |
1 more rowThe HDFC Regalia credit card stands out not only for its rewards and benefits but also for its substantial credit limit, which can reach up to 5 lakh. Despite its slightly higher annual fee, cardholders receive 2500 reward points upon payment, each valued at 50 paise, effectively offsetting a portion of the expense.
Which credit card is most powerful in India? ›
5 Best Credit Cards
| Card | Joining Fee | Annual Fee |
|---|
| Platinum Chip Credit | None | None |
| Coral Credit | Rs 500 + GST | Rs 500 + GST |
| Rubyx Credit | Rs 3,000 + GST | Rs 2,000 + GST |
| Sapphiro Credit | Rs 6,500 + GST | Rs 3,500 + GST |
1 more rowTop 15 Airport Lounge Access Debit Cards India
| Sr.No | Debit Card | Complimentary Airport Lounge Access |
|---|
| 13 | SBI Platinum Debit Card | Complimentary airport lounge access |
| 14 | IndusInd Signature Exclusive Debit Card | Two times per quarter |
| 15 | Axis Priority Platinum Debit Card | Complimentary airport lounge access |
12 more rowsHow To Get Airport Lounge Access In India
- Airline Status: Elite Status.
- Business or First Class Ticket : Premium Class Travel.
- Credit Card Benefits : Co-Branded Credit Cards.
- Priority Pass or LoungeKey Membership: Independent Memberships.
- Airline Alliances: Alliance Benefits.
- Pay-Per-Use Lounges:One-Time Fee.
SBI Prime Credit Card:
It is the best Credit card from the State Bank Of India for domestic and international lounge access. Its annual fee is 2,999 as well as joining fees. Lounge Benefits: It provides 4 complimentary passes for international lounges and 8 complimentary passes for domestic lounges in a year.
Which credit card gives the highest limit? ›
Best high-limit credit cards
- Chase Sapphire Preferred® Card.
- Chase Sapphire Reserve®
- The Platinum Card® from American Express.
- Chase Freedom Unlimited®
- Capital One QuicksilverOne Cash Rewards Credit Card.
- Platinum Secured Mastercard® from First Tech Federal Credit Union.
Leading credit card issuers in India like HDFC Bank, SBI Card, Axis Bank, IndusInd Bank and Standard Chartered Bank offer a number of cards, each catering to unique individual needs like fuel, online shopping, dining, movies, groceries, or a mix of all. Before choosing a card, you must compare the available options.
What is the most highest credit card in the world? ›
One of the world's most prestigious credit cards is the Centurion® Card from American Express*. Though there may be other cards with more elaborate benefits, those cards are kept well under wraps.
Which card is most popular in India? ›
Best Credit Cards Based on Top Categories
| Credit Card | Best For |
|---|
| SBI Simply Save Credit Card | Shopping and Rewards |
| HDFC Regalia Credit Card | Travel and Lifestyle |
| Amazon ICICI Pay Credit Card | Shopping and Rewards |
| Axis Bank ACE Credit Card | Premium Travel and Lifestyle |
6 more rowsAs of February 2024, there are over 100 million credit cards in India, which is a big jump from the 99.5 million in February 2023. HDFC Bank is the leader in issuing credit cards, with over 20 million, followed by SBI Card, ICICI Bank, and Axis Bank.
Which US credit card works best in India? ›
Most restaurants and bars will accept Visa and Mastercard over Amex and Diners Club. Virtual-card acceptance is low, so you'll need a physical card – and thanks to an ongoing stalemate between Apple and the Indian government, Apple Pay is a no-go.
Which credit card in India gives unlimited lounge access? ›
HDFC Bank: Diners Club Black Metal Edition Credit Card by HDFC Bank offers unlimited airport lounge access along with six complimentary gold games every quarter across the finest courses in the world. It also offers annual memberships of Club Marriott, Amazon Prime and Swiggy One.
Can 2 people access lounge with one credit card? ›
Any guests accompanying the primary cardholder should pay for their visit to the lounge. There are also other cards that offer complimentary lounge visits to the family and friends of the primary cardholder.
Which cards are accepted at the ADANI lounge? ›
3. Adani Lounge | Terminal 2
- HDFC Regalia Credit Card.
- Axis Bank Magnus Credit card.
- Sapphiro Credit Card.
- YES First Preferred Credit Card.
- Visa signature card.
- Diners Black.
- MasterCard credit card.
10 Best Airport Lounge Access Debit Cards in India June 2024
| Debit Card | Annual Fee |
|---|
| HDFC EasyShop Platinum Debit Card | Nil |
| SBI Platinum International Debit Card | Rs. 250 |
| Axis Bank Prestige Debit Card | Rs. 500 |
| YES Prosperity Platinum Debit Card | Rs. 599 |
6 more rows4 days ago
Emeralde Credit Card: Enjoy unlimited free access to airport lounges through the DreamFolks Membership. Emirates Skywards ICICI Bank Emeralde Credit Card: Unlimited free access to airport lounges across 450 locations worldwide through the DreamFolks Membership.
Which HDFC credit card gives free lounge access? ›
With HDFC Bank Regalia Gold Credit Card, you can enjoy 12 complimentary airport lounge access. This card offers 6 complimentary lounge access using Priority Pass for you and add-on members. Lounge access is available at airports across the country in both international and domestic terminals.
Which Citi credit card has lounge access in India? ›
Citi credit cards like Citi PremierMiles Credit Card and Citi Prestige Credit Card offer complimentary airport lounge access for their cardholders. You can use your Citi Prestige Card to access luxury lounges at these airports along with your supplementary cards twice a year.
